CHF 500 deductible in Region 1 of canton Schaffhausen
At a CHF 500 deductible, 23 insurers offer a premium in Region 1 of canton Schaffhausen. The lowest is CHF 468.70 a month for an adult, accident cover included.
What this deductible earns
Against the minimum 300-franc deductible, whose lowest premium is CHF 480.30, the CHF 500 deductible saves CHF 139.20 a year on the premium.
What it risks
In exchange you must cover CHF 200 more yourself before the insurance steps in. The tipping point is CHF 439.20 of medical costs in the year: below that this deductible wins, above it costs more than the minimum.
The calculation excludes the 10 % co-payment, capped at 700 francs a year, which applies in both cases.
The ranking, cheapest to dearest
23 insurers at a CHF 500 deductible in this region. Adult premium, accident cover included.
| Rank | Insurer | Premium | |
|---|---|---|---|
| 1 | ÖKK | CHF 468.70 | View |
| 2 | Helsana | CHF 474.70 | View |
| 3 | Assura-Basis | CHF 480.40 | View |
| 4 | Aquilana | CHF 481.80 | View |
| 5 | Galenos | CHF 488.20 | View |
| 6 | CONCORDIA | CHF 490.70 | View |
| 7 | KPT | CHF 492.00 | View |
| 8 | Agrisano | CHF 493.70 | View |
| 9 | Visana | CHF 494.10 | View |
| 10 | Vivao Sympany | CHF 494.40 | View |
| 11 | SWICA | CHF 499.30 | View |
| 12 | Atupri | CHF 504.50 | View |
| 13 | EGK | CHF 505.40 | View |
| 14 | Sumiswalder | CHF 510.30 | View |
| 15 | Sanitas | CHF 511.10 | View |
| 16 | SLKK | CHF 520.50 | View |
| 17 | Philos | CHF 521.20 | View |
| 18 | CSS | CHF 523.50 | View |
| 19 | sana24 | CHF 528.90 | View |
| 20 | rhenusana | CHF 531.80 | View |
| 21 | Mutuel | CHF 543.70 | View |
| 22 | Avenir | CHF 557.40 | View |
| 23 | vita surselva | CHF 584.50 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.