Free choice of doctor with a CHF 300 deductible in Region 2 of canton Schaffhausen
23 insurers offer a Free choice of doctor with a CHF 300 deductible in Region 2. The lowest premium is CHF 504.40 a month for an adult, accident cover included.
Where the saving comes from
The two parts do not add up exactly: insurers do not price the two choices independently. The total above is the real figure; the breakdown gives the order of magnitude of each lever.
What the deductible risks
This is the minimum deductible: no extra risk compared with the reference.
The insurers, cheapest to dearest
23 insurers offer this combination in this region, with the trade name of their plan.
| Rank | Insurer | Plan name | Premium | |
|---|---|---|---|---|
| 1 | Agrisano | Grundversicherung | CHF 504.40 | View |
| 2 | Assura-Basis | Grundversicherung | CHF 514.30 | View |
| 3 | ÖKK | Grundversicherung | CHF 515.00 | View |
| 4 | Aquilana | Grundversicherung | CHF 528.50 | View |
| 5 | Sumiswalder | Grundversicherung | CHF 529.70 | View |
| 6 | EGK | Grundversicherung | CHF 537.80 | View |
| 7 | CONCORDIA | Grundversicherung | CHF 539.70 | View |
| 8 | Visana | Grundversicherung | CHF 548.40 | View |
| 9 | SWICA | Grundversicherung | CHF 553.20 | View |
| 10 | KPT | Grundversicherung | CHF 554.20 | View |
| 11 | SLKK | Grundversicherung | CHF 554.90 | View |
| 12 | Sanitas | Grundversicherung | CHF 556.70 | View |
| 13 | Galenos | Grundversicherung | CHF 561.20 | View |
| 14 | vita surselva | Grundversicherung | CHF 564.30 | View |
| 15 | Vivao Sympany | Grundversicherung | CHF 566.00 | View |
| 16 | rhenusana | Grundversicherung | CHF 566.60 | View |
| 17 | Helsana | Grundversicherung | CHF 578.00 | View |
| 18 | sana24 | Grundversicherung | CHF 580.50 | View |
| 19 | Philos | Grundversicherung | CHF 585.70 | View |
| 20 | Atupri | Grundversicherung | CHF 586.50 | View |
| 21 | CSS | Grundversicherung | CHF 588.00 | View |
| 22 | Mutuel | Grundversicherung | CHF 599.40 | View |
| 23 | Avenir | Grundversicherung | CHF 611.10 | View |
Source: Federal Office of Public Health (FOPH), official premiums. 2026.