Vivao Sympany — Region 1, Schaffhausen: twelve years of premiums
Region 1, Schaffhausen: the lowest Vivao Sympany premium went from CHF 360.50 a month in 2015 to CHF 506.00 in 2026 — a rise of +40.4 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 360.50 | CHF 300.30 | CHF 60.20 |
| 2016 | CHF 371.90 | CHF 314.80 | CHF 57.10 |
| 2017 | CHF 381.10 | CHF 352.90 | CHF 28.20 |
| 2018 | CHF 373.80 | CHF 352.40 | CHF 21.40 |
| 2019 | CHF 381.40 | CHF 381.40 | — |
| 2020 | CHF 406.00 | CHF 374.30 | CHF 31.70 |
| 2021 | CHF 417.10 | CHF 371.20 | CHF 45.90 |
| 2022 | CHF 404.60 | CHF 384.70 | CHF 19.90 |
| 2023 | CHF 429.30 | CHF 404.50 | CHF 24.80 |
| 2024 | CHF 478.40 | CHF 446.10 | CHF 32.30 |
| 2025 | CHF 484.60 | CHF 466.40 | CHF 18.20 |
| 2026 | CHF 506.00 | CHF 480.30 | CHF 25.70 |
Faster or slower than the rest?
Vivao Sympany rose +40.4 % over the period, against +59.9 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2024: +11.4 % in one go.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
Vivao Sympany, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.