Helsana Premed-24 — Aargau
Aargau: the Premed-24 model from Helsana costs CHF 529.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 529.90, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 553.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 529.90 | CHF 492.90 |
| 500 | CHF 518.30 | CHF 482.10 |
| 1'000 | CHF 489.10 | CHF 454.90 |
| 1'500 | CHF 459.90 | CHF 427.80 |
| 2'000 | CHF 430.80 | CHF 400.70 |
| 2'500 | CHF 401.60 | CHF 373.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.90 | CHF 394.30 |
| 500 | CHF 412.30 | CHF 383.50 |
| 1'000 | CHF 383.10 | CHF 356.30 |
| 1'500 | CHF 353.90 | CHF 329.20 |
| 2'000 | CHF 324.80 | CHF 302.10 |
| 2'500 | CHF 295.60 | CHF 275.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 121.80 | CHF 113.30 |
| 500 | CHF 92.70 | CHF 86.30 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.