Helsana Premed-24 — Obwalden
Obwalden: the Premed-24 model from Helsana costs CHF 464.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.60, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 484.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.60 | CHF 432.10 |
| 500 | CHF 453.00 | CHF 421.30 |
| 1'000 | CHF 423.80 | CHF 394.20 |
| 1'500 | CHF 394.60 | CHF 367.00 |
| 2'000 | CHF 365.50 | CHF 340.00 |
| 2'500 | CHF 336.30 | CHF 312.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 371.60 | CHF 345.60 |
| 500 | CHF 360.00 | CHF 334.80 |
| 1'000 | CHF 330.80 | CHF 307.70 |
| 1'500 | CHF 301.60 | CHF 280.50 |
| 2'000 | CHF 272.50 | CHF 253.50 |
| 2'500 | CHF 243.30 | CHF 226.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 106.80 | CHF 99.40 |
| 500 | CHF 77.70 | CHF 72.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.