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Helsana Premed-24 — Glarus

Glarus: the Premed-24 model from Helsana costs CHF 498.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 498.60, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Premed-24 costs CHF 520.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 498.60CHF 463.70
500CHF 487.00CHF 453.00
1'000CHF 457.80CHF 425.80
1'500CHF 428.60CHF 398.60
2'000CHF 399.50CHF 371.60
2'500CHF 370.30CHF 344.40

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 398.90CHF 371.00
500CHF 387.30CHF 360.20
1'000CHF 358.10CHF 333.10
1'500CHF 328.90CHF 305.90
2'000CHF 299.80CHF 278.90
2'500CHF 270.60CHF 251.70

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 114.60CHF 106.60
500CHF 85.50CHF 79.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.