Helsana Premed-24 — Region 1, Grisons
Region 1, Grisons: the Premed-24 model from Helsana costs CHF 512.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 512.40, Premed-24 is not the lowest premium here: Sanitas goes down to CHF 453.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 535.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 512.40 | CHF 476.60 |
| 500 | CHF 500.80 | CHF 465.80 |
| 1'000 | CHF 471.60 | CHF 438.60 |
| 1'500 | CHF 442.40 | CHF 411.50 |
| 2'000 | CHF 413.30 | CHF 384.40 |
| 2'500 | CHF 384.10 | CHF 357.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 409.90 | CHF 381.30 |
| 500 | CHF 398.30 | CHF 370.50 |
| 1'000 | CHF 369.10 | CHF 343.30 |
| 1'500 | CHF 339.90 | CHF 316.20 |
| 2'000 | CHF 310.80 | CHF 289.10 |
| 2'500 | CHF 281.60 | CHF 261.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.80 | CHF 109.60 |
| 500 | CHF 88.70 | CHF 82.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.