Helsana Premed-24 — Region 2, Bern
Region 2, Bern: the Premed-24 model from Helsana costs CHF 550.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 550.10, Premed-24 is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 574.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 550.10 | CHF 511.60 |
| 500 | CHF 538.50 | CHF 500.90 |
| 1'000 | CHF 509.30 | CHF 473.70 |
| 1'500 | CHF 480.10 | CHF 446.50 |
| 2'000 | CHF 451.00 | CHF 419.50 |
| 2'500 | CHF 421.80 | CHF 392.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 440.10 | CHF 409.30 |
| 500 | CHF 428.50 | CHF 398.60 |
| 1'000 | CHF 399.30 | CHF 371.40 |
| 1'500 | CHF 370.10 | CHF 344.20 |
| 2'000 | CHF 341.00 | CHF 317.20 |
| 2'500 | CHF 311.80 | CHF 290.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.50 | CHF 117.70 |
| 500 | CHF 97.40 | CHF 90.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.