Helsana Premed-24 — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: the Premed-24 model from Helsana costs CHF 626.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 626.50, Premed-24 is not the lowest premium here: Sanitas goes down to CHF 558.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 654.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 626.50 | CHF 582.70 |
| 500 | CHF 614.90 | CHF 571.90 |
| 1'000 | CHF 585.70 | CHF 544.80 |
| 1'500 | CHF 556.50 | CHF 517.60 |
| 2'000 | CHF 527.40 | CHF 490.50 |
| 2'500 | CHF 498.20 | CHF 463.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 501.20 | CHF 466.20 |
| 500 | CHF 489.60 | CHF 455.40 |
| 1'000 | CHF 460.40 | CHF 428.20 |
| 1'500 | CHF 431.20 | CHF 401.10 |
| 2'000 | CHF 402.10 | CHF 374.00 |
| 2'500 | CHF 372.90 | CHF 346.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 144.00 | CHF 134.00 |
| 500 | CHF 114.90 | CHF 106.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.