Helsana Premed-24 — Region 1, Fribourg
Region 1, Fribourg: the Premed-24 model from Helsana costs CHF 530.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 530.80, Premed-24 is not the lowest premium here: Vivao Sympany goes down to CHF 501.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 554.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 530.80 | CHF 493.70 |
| 500 | CHF 519.20 | CHF 482.90 |
| 1'000 | CHF 490.00 | CHF 455.70 |
| 1'500 | CHF 460.80 | CHF 428.60 |
| 2'000 | CHF 431.70 | CHF 401.50 |
| 2'500 | CHF 402.50 | CHF 374.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 424.60 | CHF 394.90 |
| 500 | CHF 413.00 | CHF 384.10 |
| 1'000 | CHF 383.80 | CHF 357.00 |
| 1'500 | CHF 354.60 | CHF 329.80 |
| 2'000 | CHF 325.50 | CHF 302.80 |
| 2'500 | CHF 296.30 | CHF 275.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.00 | CHF 113.50 |
| 500 | CHF 92.90 | CHF 86.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.