Helsana Premed-24 — Region 2, Schaffhausen
Region 2, Schaffhausen: the Premed-24 model from Helsana costs CHF 531.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 531.70, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 555.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 531.70 | CHF 494.50 |
| 500 | CHF 520.10 | CHF 483.70 |
| 1'000 | CHF 490.90 | CHF 456.60 |
| 1'500 | CHF 461.70 | CHF 429.40 |
| 2'000 | CHF 432.60 | CHF 402.40 |
| 2'500 | CHF 403.40 | CHF 375.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 425.40 | CHF 395.70 |
| 500 | CHF 413.80 | CHF 384.90 |
| 1'000 | CHF 384.60 | CHF 357.70 |
| 1'500 | CHF 355.40 | CHF 330.60 |
| 2'000 | CHF 326.30 | CHF 303.50 |
| 2'500 | CHF 297.10 | CHF 276.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 122.20 | CHF 113.70 |
| 500 | CHF 93.10 | CHF 86.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.