Helsana Premed-24 — Thurgau
Thurgau: the Premed-24 model from Helsana costs CHF 513.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 513.30, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 429.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 536.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.30 | CHF 477.40 |
| 500 | CHF 501.70 | CHF 466.60 |
| 1'000 | CHF 472.50 | CHF 439.50 |
| 1'500 | CHF 443.30 | CHF 412.30 |
| 2'000 | CHF 414.20 | CHF 385.30 |
| 2'500 | CHF 385.00 | CHF 358.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 410.60 | CHF 381.90 |
| 500 | CHF 399.00 | CHF 371.10 |
| 1'000 | CHF 369.80 | CHF 344.00 |
| 1'500 | CHF 340.60 | CHF 316.80 |
| 2'000 | CHF 311.50 | CHF 289.70 |
| 2'500 | CHF 282.30 | CHF 262.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.00 | CHF 109.80 |
| 500 | CHF 88.90 | CHF 82.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.