Helsana Premed-24 — Region 2, Fribourg
Region 2, Fribourg: the Premed-24 model from Helsana costs CHF 517.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 517.00, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 540.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 517.00 | CHF 480.90 |
| 500 | CHF 505.40 | CHF 470.10 |
| 1'000 | CHF 476.20 | CHF 442.90 |
| 1'500 | CHF 447.00 | CHF 415.80 |
| 2'000 | CHF 417.90 | CHF 388.70 |
| 2'500 | CHF 388.70 | CHF 361.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 413.60 | CHF 384.70 |
| 500 | CHF 402.00 | CHF 373.90 |
| 1'000 | CHF 372.80 | CHF 346.80 |
| 1'500 | CHF 343.60 | CHF 319.60 |
| 2'000 | CHF 314.50 | CHF 292.50 |
| 2'500 | CHF 285.30 | CHF 265.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.80 | CHF 110.50 |
| 500 | CHF 89.70 | CHF 83.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.