Helsana Premed-24 — Neuchâtel
Neuchâtel: the Premed-24 model from Helsana costs CHF 608.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 608.10, Premed-24 is not the lowest premium here: Visana goes down to CHF 554.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 634.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 608.10 | CHF 565.60 |
| 500 | CHF 596.50 | CHF 554.80 |
| 1'000 | CHF 567.30 | CHF 527.60 |
| 1'500 | CHF 538.10 | CHF 500.50 |
| 2'000 | CHF 509.00 | CHF 473.40 |
| 2'500 | CHF 479.80 | CHF 446.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 486.40 | CHF 452.40 |
| 500 | CHF 474.80 | CHF 441.60 |
| 1'000 | CHF 445.60 | CHF 414.50 |
| 1'500 | CHF 416.40 | CHF 387.30 |
| 2'000 | CHF 387.30 | CHF 360.20 |
| 2'500 | CHF 358.10 | CHF 333.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.80 | CHF 130.10 |
| 500 | CHF 110.70 | CHF 103.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.