Helsana Premed-24 — Schwyz
Schwyz: the Premed-24 model from Helsana costs CHF 500.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 500.40, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 523.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 500.40 | CHF 465.40 |
| 500 | CHF 488.80 | CHF 454.60 |
| 1'000 | CHF 459.60 | CHF 427.50 |
| 1'500 | CHF 430.40 | CHF 400.30 |
| 2'000 | CHF 401.30 | CHF 373.30 |
| 2'500 | CHF 372.10 | CHF 346.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 400.30 | CHF 372.30 |
| 500 | CHF 388.70 | CHF 361.50 |
| 1'000 | CHF 359.50 | CHF 334.40 |
| 1'500 | CHF 330.30 | CHF 307.20 |
| 2'000 | CHF 301.20 | CHF 280.20 |
| 2'500 | CHF 272.00 | CHF 253.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 115.00 | CHF 107.00 |
| 500 | CHF 85.90 | CHF 79.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.