Helsana Premed-24 — Region 1, Schaffhausen
Region 1, Schaffhausen: the Premed-24 model from Helsana costs CHF 514.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 514.20, Premed-24 is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 537.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 514.20 | CHF 478.30 |
| 500 | CHF 502.60 | CHF 467.50 |
| 1'000 | CHF 473.40 | CHF 440.30 |
| 1'500 | CHF 444.20 | CHF 413.20 |
| 2'000 | CHF 415.10 | CHF 386.10 |
| 2'500 | CHF 385.90 | CHF 358.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 411.40 | CHF 382.70 |
| 500 | CHF 399.80 | CHF 371.90 |
| 1'000 | CHF 370.60 | CHF 344.70 |
| 1'500 | CHF 341.40 | CHF 317.60 |
| 2'000 | CHF 312.30 | CHF 290.50 |
| 2'500 | CHF 283.10 | CHF 263.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.20 | CHF 110.00 |
| 500 | CHF 89.10 | CHF 82.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.