Helsana Premed-24 — Basel-Stadt
Basel-Stadt: the Premed-24 model from Helsana costs CHF 629.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 629.20, Premed-24 is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 657.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 629.20 | CHF 585.20 |
| 500 | CHF 617.60 | CHF 574.40 |
| 1'000 | CHF 588.40 | CHF 547.30 |
| 1'500 | CHF 559.20 | CHF 520.10 |
| 2'000 | CHF 530.10 | CHF 493.00 |
| 2'500 | CHF 500.90 | CHF 465.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 503.40 | CHF 468.20 |
| 500 | CHF 491.80 | CHF 457.40 |
| 1'000 | CHF 462.60 | CHF 430.30 |
| 1'500 | CHF 433.40 | CHF 403.10 |
| 2'000 | CHF 404.30 | CHF 376.00 |
| 2'500 | CHF 375.10 | CHF 348.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 144.70 | CHF 134.60 |
| 500 | CHF 115.60 | CHF 107.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.