Helsana Premed-24 — Nidwalden
Nidwalden: the Premed-24 model from Helsana costs CHF 470.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 470.10, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 490.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 470.10 | CHF 437.20 |
| 500 | CHF 458.50 | CHF 426.50 |
| 1'000 | CHF 429.30 | CHF 399.30 |
| 1'500 | CHF 400.10 | CHF 372.10 |
| 2'000 | CHF 371.00 | CHF 345.10 |
| 2'500 | CHF 341.80 | CHF 317.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 376.00 | CHF 349.70 |
| 500 | CHF 364.40 | CHF 338.90 |
| 1'000 | CHF 335.20 | CHF 311.80 |
| 1'500 | CHF 306.00 | CHF 284.60 |
| 2'000 | CHF 276.90 | CHF 257.60 |
| 2'500 | CHF 247.70 | CHF 230.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 108.10 | CHF 100.60 |
| 500 | CHF 79.00 | CHF 73.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.