Helsana Premed-24 — Geneva
Geneva: the Premed-24 model from Helsana costs CHF 664.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 664.20, Premed-24 is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 693.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 664.20 | CHF 617.80 |
| 500 | CHF 652.60 | CHF 607.00 |
| 1'000 | CHF 623.40 | CHF 579.80 |
| 1'500 | CHF 594.20 | CHF 552.70 |
| 2'000 | CHF 565.10 | CHF 525.60 |
| 2'500 | CHF 535.90 | CHF 498.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 531.30 | CHF 494.20 |
| 500 | CHF 519.70 | CHF 483.40 |
| 1'000 | CHF 490.50 | CHF 456.20 |
| 1'500 | CHF 461.30 | CHF 429.10 |
| 2'000 | CHF 432.20 | CHF 402.00 |
| 2'500 | CHF 403.00 | CHF 374.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 152.70 | CHF 142.10 |
| 500 | CHF 123.60 | CHF 115.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.