Helsana Premed-24 — Solothurn
Solothurn: the Premed-24 model from Helsana costs CHF 535.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 535.40, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 559.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 535.40 | CHF 498.00 |
| 500 | CHF 523.80 | CHF 487.20 |
| 1'000 | CHF 494.60 | CHF 460.00 |
| 1'500 | CHF 465.40 | CHF 432.90 |
| 2'000 | CHF 436.30 | CHF 405.80 |
| 2'500 | CHF 407.10 | CHF 378.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 428.30 | CHF 398.40 |
| 500 | CHF 416.70 | CHF 387.60 |
| 1'000 | CHF 387.50 | CHF 360.40 |
| 1'500 | CHF 358.30 | CHF 333.30 |
| 2'000 | CHF 329.20 | CHF 306.20 |
| 2'500 | CHF 300.00 | CHF 279.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.00 | CHF 114.40 |
| 500 | CHF 93.90 | CHF 87.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.