Helsana Premed-24 — Region 1, Ticino
Region 1, Ticino: the Premed-24 model from Helsana costs CHF 689.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 689.00, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 583.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 720.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 689.00 | CHF 640.80 |
| 500 | CHF 677.40 | CHF 630.00 |
| 1'000 | CHF 648.20 | CHF 602.90 |
| 1'500 | CHF 619.00 | CHF 575.70 |
| 2'000 | CHF 589.90 | CHF 548.70 |
| 2'500 | CHF 560.70 | CHF 521.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 551.20 | CHF 512.70 |
| 500 | CHF 539.60 | CHF 501.90 |
| 1'000 | CHF 510.40 | CHF 474.70 |
| 1'500 | CHF 481.20 | CHF 447.60 |
| 2'000 | CHF 452.10 | CHF 420.50 |
| 2'500 | CHF 422.90 | CHF 393.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 158.40 | CHF 147.40 |
| 500 | CHF 129.30 | CHF 120.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.