Helsana Premed-24 — Region 2, Ticino
Region 2, Ticino: the Premed-24 model from Helsana costs CHF 605.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 605.30, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 632.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 605.30 | CHF 563.00 |
| 500 | CHF 593.70 | CHF 552.20 |
| 1'000 | CHF 564.50 | CHF 525.00 |
| 1'500 | CHF 535.30 | CHF 497.90 |
| 2'000 | CHF 506.20 | CHF 470.80 |
| 2'500 | CHF 477.00 | CHF 443.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 484.20 | CHF 450.40 |
| 500 | CHF 472.60 | CHF 439.60 |
| 1'000 | CHF 443.40 | CHF 412.40 |
| 1'500 | CHF 414.20 | CHF 385.30 |
| 2'000 | CHF 385.10 | CHF 358.20 |
| 2'500 | CHF 355.90 | CHF 331.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.10 | CHF 129.40 |
| 500 | CHF 110.00 | CHF 102.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.