Helsana Premed-24 — Uri
Uri: the Premed-24 model from Helsana costs CHF 467.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 467.30, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 376.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 488.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 467.30 | CHF 434.60 |
| 500 | CHF 455.70 | CHF 423.90 |
| 1'000 | CHF 426.50 | CHF 396.70 |
| 1'500 | CHF 397.30 | CHF 369.50 |
| 2'000 | CHF 368.20 | CHF 342.50 |
| 2'500 | CHF 339.00 | CHF 315.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 373.80 | CHF 347.70 |
| 500 | CHF 362.20 | CHF 336.90 |
| 1'000 | CHF 333.00 | CHF 309.70 |
| 1'500 | CHF 303.80 | CHF 282.60 |
| 2'000 | CHF 274.70 | CHF 255.50 |
| 2'500 | CHF 245.50 | CHF 228.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 107.40 | CHF 99.90 |
| 500 | CHF 78.30 | CHF 72.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.