Helsana Premed-24 — Region 1, Valais
Region 1, Valais: the Premed-24 model from Helsana costs CHF 545.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 545.50, Premed-24 is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 570.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 545.50 | CHF 507.40 |
| 500 | CHF 533.90 | CHF 496.60 |
| 1'000 | CHF 504.70 | CHF 469.40 |
| 1'500 | CHF 475.50 | CHF 442.30 |
| 2'000 | CHF 446.40 | CHF 415.20 |
| 2'500 | CHF 417.20 | CHF 388.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 436.40 | CHF 405.90 |
| 500 | CHF 424.80 | CHF 395.10 |
| 1'000 | CHF 395.60 | CHF 368.00 |
| 1'500 | CHF 366.40 | CHF 340.80 |
| 2'000 | CHF 337.30 | CHF 313.70 |
| 2'500 | CHF 308.10 | CHF 286.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.30 | CHF 116.60 |
| 500 | CHF 96.20 | CHF 89.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.