Helsana Premed-24 — Region 2, Vaud
Region 2, Vaud: the Premed-24 model from Helsana costs CHF 606.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 606.20, Premed-24 is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 633.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 606.20 | CHF 563.80 |
| 500 | CHF 594.60 | CHF 553.00 |
| 1'000 | CHF 565.40 | CHF 525.90 |
| 1'500 | CHF 536.20 | CHF 498.70 |
| 2'000 | CHF 507.10 | CHF 471.70 |
| 2'500 | CHF 477.90 | CHF 444.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 485.00 | CHF 451.10 |
| 500 | CHF 473.40 | CHF 440.30 |
| 1'000 | CHF 444.20 | CHF 413.20 |
| 1'500 | CHF 415.00 | CHF 386.00 |
| 2'000 | CHF 385.90 | CHF 358.90 |
| 2'500 | CHF 356.70 | CHF 331.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 139.30 | CHF 129.60 |
| 500 | CHF 110.20 | CHF 102.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.