Helsana Premed-24 — Zug
Zug: the Premed-24 model from Helsana costs CHF 395.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 395.60, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 412.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 395.60 | CHF 368.00 |
| 500 | CHF 384.00 | CHF 357.20 |
| 1'000 | CHF 354.80 | CHF 330.00 |
| 1'500 | CHF 325.60 | CHF 302.90 |
| 2'000 | CHF 296.50 | CHF 275.80 |
| 2'500 | CHF 267.30 | CHF 248.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 316.40 | CHF 294.30 |
| 500 | CHF 304.80 | CHF 283.50 |
| 1'000 | CHF 275.60 | CHF 256.40 |
| 1'500 | CHF 246.40 | CHF 229.20 |
| 2'000 | CHF 217.30 | CHF 202.10 |
| 2'500 | CHF 188.10 | CHF 175.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 90.90 | CHF 84.60 |
| 500 | CHF 61.80 | CHF 57.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.