Helsana Premed-24 — Region 1, Zurich
Region 1, Zurich: the Premed-24 model from Helsana costs CHF 591.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 591.50, Premed-24 is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 618.00 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 591.50 | CHF 550.10 |
| 500 | CHF 579.90 | CHF 539.40 |
| 1'000 | CHF 550.70 | CHF 512.20 |
| 1'500 | CHF 521.50 | CHF 485.00 |
| 2'000 | CHF 492.40 | CHF 458.00 |
| 2'500 | CHF 463.20 | CHF 430.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 473.20 | CHF 440.10 |
| 500 | CHF 461.60 | CHF 429.30 |
| 1'000 | CHF 432.40 | CHF 402.20 |
| 1'500 | CHF 403.20 | CHF 375.00 |
| 2'000 | CHF 374.10 | CHF 348.00 |
| 2'500 | CHF 344.90 | CHF 320.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.90 | CHF 126.40 |
| 500 | CHF 106.80 | CHF 99.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.