Helsana Premed-24 — Region 2, Zurich
Region 2, Zurich: the Premed-24 model from Helsana costs CHF 547.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 547.40, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 571.20 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 547.40 | CHF 509.10 |
| 500 | CHF 535.80 | CHF 498.30 |
| 1'000 | CHF 506.60 | CHF 471.20 |
| 1'500 | CHF 477.40 | CHF 444.00 |
| 2'000 | CHF 448.30 | CHF 417.00 |
| 2'500 | CHF 419.10 | CHF 389.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 437.90 | CHF 407.30 |
| 500 | CHF 426.30 | CHF 396.50 |
| 1'000 | CHF 397.10 | CHF 369.40 |
| 1'500 | CHF 367.90 | CHF 342.20 |
| 2'000 | CHF 338.80 | CHF 315.10 |
| 2'500 | CHF 309.60 | CHF 288.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.80 | CHF 117.00 |
| 500 | CHF 96.70 | CHF 90.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.