Helsana Premed-24 — Region 3, Zurich
Region 3, Zurich: the Premed-24 model from Helsana costs CHF 515.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 515.20, Premed-24 is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Premed-24 costs CHF 537.60 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 515.20 | CHF 479.20 |
| 500 | CHF 503.60 | CHF 468.40 |
| 1'000 | CHF 474.40 | CHF 441.20 |
| 1'500 | CHF 445.20 | CHF 414.10 |
| 2'000 | CHF 416.10 | CHF 387.00 |
| 2'500 | CHF 386.90 | CHF 359.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.10 | CHF 383.30 |
| 500 | CHF 400.50 | CHF 372.50 |
| 1'000 | CHF 371.30 | CHF 345.40 |
| 1'500 | CHF 342.10 | CHF 318.20 |
| 2'000 | CHF 313.00 | CHF 291.10 |
| 2'500 | CHF 283.80 | CHF 264.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.40 | CHF 110.20 |
| 500 | CHF 89.30 | CHF 83.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.