MultiAccess or TelMed (Compact One) — Aargau
Aargau: with Sanitas, MultiAccess costs CHF 500.80 a month in 2026 and TelMed (Compact One) CHF 495.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 66.00 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.
- MultiAccess
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | MultiAccess | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 500.80 | CHF 495.30 | CHF 66.00 |
| 500 | CHF 489.20 | CHF 483.70 | CHF 66.00 |
| 1'000 | CHF 460.00 | CHF 454.50 | CHF 66.00 |
| 1'500 | CHF 430.80 | CHF 425.30 | CHF 66.00 |
| 2'000 | CHF 401.70 | CHF 396.20 | CHF 66.00 |
| 2'500 | CHF 372.50 | CHF 367.00 | CHF 66.00 |
The comparison, region by region
- MultiAccess or TelMed (Compact One)?
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.