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MultiAccess or TelMed (Compact One) — Region 2, Zurich

Region 2, Zurich: with Sanitas, MultiAccess costs CHF 516.70 a month in 2026 and TelMed (Compact One) CHF 488.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 339.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 516.70CHF 488.40CHF 339.60
500CHF 505.10CHF 476.80CHF 339.60
1'000CHF 475.90CHF 447.60CHF 339.60
1'500CHF 446.70CHF 418.40CHF 339.60
2'000CHF 417.60CHF 389.30CHF 339.60
2'500CHF 388.40CHF 360.10CHF 339.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.