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MultiAccess or TelMed (Compact One) — Zug

Zug: with Sanitas, MultiAccess costs CHF 370.50 a month in 2026 and TelMed (Compact One) CHF 366.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 49.20 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 370.50CHF 366.40CHF 49.20
500CHF 358.90CHF 354.80CHF 49.20
1'000CHF 329.70CHF 325.60CHF 49.20
1'500CHF 300.50CHF 296.40CHF 49.20
2'000CHF 271.40CHF 267.30CHF 49.20
2'500CHF 242.20CHF 238.10CHF 49.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.