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MultiAccess or TelMed (Compact One) — Region 2, Ticino

Region 2, Ticino: with Sanitas, MultiAccess costs CHF 613.00 a month in 2026 and TelMed (Compact One) CHF 606.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 80.40 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 613.00CHF 606.30CHF 80.40
500CHF 601.40CHF 594.70CHF 80.40
1'000CHF 572.20CHF 565.50CHF 80.40
1'500CHF 543.00CHF 536.30CHF 80.40
2'000CHF 513.90CHF 507.20CHF 80.40
2'500CHF 484.70CHF 478.00CHF 80.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.