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MultiAccess or TelMed (Compact One) — Geneva

Geneva: with Sanitas, MultiAccess costs CHF 676.20 a month in 2026 and TelMed (Compact One) CHF 609.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 802.80 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 676.20CHF 609.30CHF 802.80
500CHF 664.60CHF 597.70CHF 802.80
1'000CHF 635.40CHF 568.50CHF 802.80
1'500CHF 606.20CHF 539.30CHF 802.80
2'000CHF 577.10CHF 510.20CHF 802.80
2'500CHF 547.90CHF 481.00CHF 802.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.