MultiAccess or TelMed (Compact One) — Basel-Stadt
Basel-Stadt: with Sanitas, MultiAccess costs CHF 640.60 a month in 2026 and TelMed (Compact One) CHF 598.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 506.40 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.
- MultiAccess
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | MultiAccess | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 640.60 | CHF 598.40 | CHF 506.40 |
| 500 | CHF 629.00 | CHF 586.80 | CHF 506.40 |
| 1'000 | CHF 599.80 | CHF 557.60 | CHF 506.40 |
| 1'500 | CHF 570.60 | CHF 528.40 | CHF 506.40 |
| 2'000 | CHF 541.50 | CHF 499.30 | CHF 506.40 |
| 2'500 | CHF 512.30 | CHF 470.10 | CHF 506.40 |
The comparison, region by region
- MultiAccess or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.