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MultiAccess or TelMed (Compact One) — Region 2, Valais

Region 2, Valais: with Sanitas, MultiAccess costs CHF 515.10 a month in 2026 and TelMed (Compact One) CHF 509.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 68.40 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 515.10CHF 509.40CHF 68.40
500CHF 503.50CHF 497.80CHF 68.40
1'000CHF 474.30CHF 468.60CHF 68.40
1'500CHF 445.10CHF 439.40CHF 68.40
2'000CHF 416.00CHF 410.30CHF 68.40
2'500CHF 386.80CHF 381.10CHF 68.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.