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MultiAccess or TelMed (Compact One) — Uri

Uri: with Sanitas, MultiAccess costs CHF 422.70 a month in 2026 and TelMed (Compact One) CHF 418.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 55.20 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 422.70CHF 418.10CHF 55.20
500CHF 411.10CHF 406.50CHF 55.20
1'000CHF 381.90CHF 377.30CHF 55.20
1'500CHF 352.70CHF 348.10CHF 55.20
2'000CHF 323.60CHF 319.00CHF 55.20
2'500CHF 294.40CHF 289.80CHF 55.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.