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MultiAccess or TelMed (Compact One) — Region 1, Ticino

Region 1, Ticino: with Sanitas, MultiAccess costs CHF 661.10 a month in 2026 and TelMed (Compact One) CHF 624.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 435.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 661.10CHF 624.80CHF 435.60
500CHF 649.50CHF 613.20CHF 435.60
1'000CHF 620.30CHF 584.00CHF 435.60
1'500CHF 591.10CHF 554.80CHF 435.60
2'000CHF 562.00CHF 525.70CHF 435.60
2'500CHF 532.80CHF 496.50CHF 435.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.