Skip to content
Sophie

MultiAccess or TelMed (Compact One) — Nidwalden

Nidwalden: with Sanitas, MultiAccess costs CHF 432.80 a month in 2026 and TelMed (Compact One) CHF 428.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 57.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 432.80CHF 428.00CHF 57.60
500CHF 421.20CHF 416.40CHF 57.60
1'000CHF 392.00CHF 387.20CHF 57.60
1'500CHF 362.80CHF 358.00CHF 57.60
2'000CHF 333.70CHF 328.90CHF 57.60
2'500CHF 304.50CHF 299.70CHF 57.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.