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MultiAccess or TelMed (Compact One) — Thurgau

Thurgau: with Sanitas, MultiAccess costs CHF 484.50 a month in 2026 and TelMed (Compact One) CHF 479.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 63.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 484.50CHF 479.20CHF 63.60
500CHF 472.90CHF 467.60CHF 63.60
1'000CHF 443.70CHF 438.40CHF 63.60
1'500CHF 414.50CHF 409.20CHF 63.60
2'000CHF 385.40CHF 380.10CHF 63.60
2'500CHF 356.20CHF 350.90CHF 63.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.