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MultiAccess or TelMed (Compact One) — Region 2, Vaud

Region 2, Vaud: with Sanitas, MultiAccess costs CHF 608.40 a month in 2026 and TelMed (Compact One) CHF 561.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 561.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 608.40CHF 561.60CHF 561.60
500CHF 596.80CHF 550.00CHF 561.60
1'000CHF 567.60CHF 520.80CHF 561.60
1'500CHF 538.40CHF 491.60CHF 561.60
2'000CHF 509.30CHF 462.50CHF 561.60
2'500CHF 480.10CHF 433.30CHF 561.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.