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MultiAccess or TelMed (Compact One) — Region 2, Grisons

Region 2, Grisons: with Sanitas, MultiAccess costs CHF 469.00 a month in 2026 and TelMed (Compact One) CHF 448.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 247.20 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 469.00CHF 448.40CHF 247.20
500CHF 457.40CHF 436.80CHF 247.20
1'000CHF 428.20CHF 407.60CHF 247.20
1'500CHF 399.00CHF 378.40CHF 247.20
2'000CHF 369.90CHF 349.30CHF 247.20
2'500CHF 340.70CHF 320.10CHF 247.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.