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MultiAccess or TelMed (Compact One) — Schwyz

Schwyz: with Sanitas, MultiAccess costs CHF 477.80 a month in 2026 and TelMed (Compact One) CHF 472.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 63.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 477.80CHF 472.50CHF 63.60
500CHF 466.20CHF 460.90CHF 63.60
1'000CHF 437.00CHF 431.70CHF 63.60
1'500CHF 407.80CHF 402.50CHF 63.60
2'000CHF 378.70CHF 373.40CHF 63.60
2'500CHF 349.50CHF 344.20CHF 63.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.