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MultiAccess or TelMed (Compact One) — Neuchâtel

Neuchâtel: with Sanitas, MultiAccess costs CHF 624.70 a month in 2026 and TelMed (Compact One) CHF 576.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 577.20 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 624.70CHF 576.60CHF 577.20
500CHF 613.10CHF 565.00CHF 577.20
1'000CHF 583.90CHF 535.80CHF 577.20
1'500CHF 554.70CHF 506.60CHF 577.20
2'000CHF 525.60CHF 477.50CHF 577.20
2'500CHF 496.40CHF 448.30CHF 577.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.