Skip to content
Sophie

MultiAccess or TelMed (Compact One) — Region 2, Fribourg

Region 2, Fribourg: with Sanitas, MultiAccess costs CHF 524.20 a month in 2026 and TelMed (Compact One) CHF 518.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 69.60 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 524.20CHF 518.40CHF 69.60
500CHF 512.60CHF 506.80CHF 69.60
1'000CHF 483.40CHF 477.60CHF 69.60
1'500CHF 454.20CHF 448.40CHF 69.60
2'000CHF 425.10CHF 419.30CHF 69.60
2'500CHF 395.90CHF 390.10CHF 69.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.