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MultiAccess or TelMed (Compact One) — Region 1, Vaud

Region 1, Vaud: with Sanitas, MultiAccess costs CHF 614.90 a month in 2026 and TelMed (Compact One) CHF 571.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 526.80 saved per year against MultiAccess, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MultiAccess is a "Group practice (HMO)" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • MultiAccess

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMultiAccessTelMed (Compact One)Gap per year
300CHF 614.90CHF 571.00CHF 526.80
500CHF 603.30CHF 559.40CHF 526.80
1'000CHF 574.10CHF 530.20CHF 526.80
1'500CHF 544.90CHF 501.00CHF 526.80
2'000CHF 515.80CHF 471.90CHF 526.80
2'500CHF 486.60CHF 442.70CHF 526.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.