AMB — Region 1, Bern: twelve years of premiums
Region 1, Bern: the lowest AMB premium went from CHF 490.00 a month in 2015 to CHF 566.00 in 2023 — a rise of +15.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 490.00 | CHF 354.00 | CHF 136.00 |
| 2016 | CHF 510.00 | CHF 366.40 | CHF 143.60 |
| 2017 | CHF 535.00 | CHF 390.70 | CHF 144.30 |
| 2018 | CHF 571.00 | CHF 401.60 | CHF 169.40 |
| 2019 | CHF 591.00 | CHF 437.20 | CHF 153.80 |
| 2020 | CHF 591.00 | CHF 443.70 | CHF 147.30 |
| 2021 | CHF 591.00 | CHF 437.60 | CHF 153.40 |
| 2022 | CHF 566.00 | CHF 441.00 | CHF 125.00 |
| 2023 | CHF 566.00 | CHF 462.40 | CHF 103.60 |
Faster or slower than the rest?
AMB rose +15.5 % over the period, against +30.6 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2018: +6.7 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.