AMB — Region 1, Grisons: twelve years of premiums
Region 1, Grisons: the lowest AMB premium went from CHF 370.00 a month in 2015 to CHF 441.00 in 2023 — a rise of +19.2 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 370.00 | CHF 268.00 | CHF 102.00 |
| 2016 | CHF 385.00 | CHF 264.00 | CHF 121.00 |
| 2017 | CHF 410.00 | CHF 296.00 | CHF 114.00 |
| 2018 | CHF 435.00 | CHF 326.50 | CHF 108.50 |
| 2019 | CHF 460.00 | CHF 349.90 | CHF 110.10 |
| 2020 | CHF 460.00 | CHF 356.40 | CHF 103.60 |
| 2021 | CHF 460.00 | CHF 346.50 | CHF 113.50 |
| 2022 | CHF 441.00 | CHF 346.50 | CHF 94.50 |
| 2023 | CHF 441.00 | CHF 357.70 | CHF 83.30 |
Faster or slower than the rest?
AMB rose +19.2 % over the period, against +33.5 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +6.5 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.