AMB — Region 2, Grisons: twelve years of premiums
Region 2, Grisons: the lowest AMB premium went from CHF 350.00 a month in 2015 to CHF 414.60 in 2023 — a rise of +18.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 350.00 | CHF 246.50 | CHF 103.50 |
| 2016 | CHF 365.00 | CHF 256.80 | CHF 108.20 |
| 2017 | CHF 390.00 | CHF 288.00 | CHF 102.00 |
| 2018 | CHF 415.00 | CHF 300.40 | CHF 114.60 |
| 2019 | CHF 440.00 | CHF 319.80 | CHF 120.20 |
| 2020 | CHF 440.00 | CHF 343.20 | CHF 96.80 |
| 2021 | CHF 440.00 | CHF 333.50 | CHF 106.50 |
| 2022 | CHF 414.60 | CHF 338.60 | CHF 76.00 |
| 2023 | CHF 414.60 | CHF 350.00 | CHF 64.60 |
Faster or slower than the rest?
AMB rose +18.5 % over the period, against +42.0 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +6.9 % in one go. The premium did not move in 2020, 2021, 2023.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.