AMB — Region 1, Schaffhausen: twelve years of premiums
Region 1, Schaffhausen: the lowest AMB premium went from CHF 420.00 a month in 2015 to CHF 481.00 in 2023 — a rise of +14.5 %. The table below places it next to this region's cheapest insurer, year by year.
| Year | This insurer | The cheapest | Gap |
|---|---|---|---|
| 2015 | CHF 420.00 | CHF 300.30 | CHF 119.70 |
| 2016 | CHF 440.00 | CHF 314.80 | CHF 125.20 |
| 2017 | CHF 465.00 | CHF 352.90 | CHF 112.10 |
| 2018 | CHF 487.00 | CHF 352.40 | CHF 134.60 |
| 2019 | CHF 507.00 | CHF 381.40 | CHF 125.60 |
| 2020 | CHF 507.00 | CHF 374.30 | CHF 132.70 |
| 2021 | CHF 507.00 | CHF 371.20 | CHF 135.80 |
| 2022 | CHF 477.00 | CHF 384.70 | CHF 92.30 |
| 2023 | CHF 481.00 | CHF 404.50 | CHF 76.50 |
Faster or slower than the rest?
AMB rose +14.5 % over the period, against +34.7 % for the cheapest insurer in the same place. The gap narrowed — which does not mean this insurer is the cheapest today, only that it climbed more slowly.
The year that hurt — The steepest year-on-year jump was 2017: +5.7 % in one go. The premium did not move in 2020, 2021.
Figures for an adult, CHF 300 deductible, accident cover included — the only profile defined identically across all twelve years. Each year this is the lowest premium the insurer offered, all models combined.
AMB, canton by canton
Other insurers
Source: Federal Office of Public Health (FOPH), premium files from 2015 to today.